Thursday, February 4, 2010

New Insurance Rule for Vendors

Many vendors have already heard about the new insurance changes that are being made this year for Cranfest. For those of you with questions, here are some more details.

The Warrens Cranberry Festival Inc. has liability insurance on all lawns, streets, parks or any property the Fest uses throughout the village of Warrens prior, during, and after the festival. This is required by the village, the property owner, the county government, and our insurance company.

The Festival rents vendor space to our visiting vendors. Once you have been accepted and your check cashed by Fest, the vendor is responsible for all liability insurance in their rented assigned booth. This requirement does not include product liability, which is cost prohibitive. If you wish to acquire it on your own, it is your prerogative. Examples: Someone trips over a box or display in your booth and falls, breaks their glasses or worse their arm, they will sue you, Cranfest, the property owner and the village. We all need protection against this type of incident. Most county/state fairs, art/craft shows, and flea markets require this type of liability insurance. Some homeowner policies will let you add liability for shows to your policy. Some are restricting liability to garage/yard sales on your own property. Most vendors take out liability policies for the season/annual when they are doing shows. Some policies run $100 per show or $500 for the summer season. Check insurance in your area. A local insurance company in our area that is aware of this that you could possible check with is Westland Insurance in Tomah.

A current copy of your liability insurance covering your rented booth space must be in our Cranfest office prior to set up. This may be mailed or faxed to Cranfest. This is for your own protection as well as Cranfest's, and we thank you in advance for your cooperation.

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